When is Getting a Credit Card a Good Idea?

When is Getting a Credit Card  a Good Idea?
A credit card allows you to secure a short-term loan from your bank account when you make a purchase. The interest rate can vary based on your credit and how much you owe on the card. The bank will give you a grace period before your payment is due for any purchase made within any billing cycle. If you pay the credit in full before the grace period expires, you will not pay any interest. If you have a balance by the due date, you will accrue interest on your average daily balance.

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